Improving Your Credit Archives - Neighborhood Trust Blog We’re here to help you get your finances on track. Check out our best budgeting, saving and personal credit resources. Thu, 18 Jul 2024 14:27:15 +0000 en-US hourly 1 https://wordpress.org/?v=6.6.1 https://www.cashnetusa.com/blog/wp-content/uploads/sites/2/2024/03/favicon-cf3fc3e49e7e8096134c7aa8e5089788.png Improving Your Credit Archives - Neighborhood Trust Blog 32 32 Credit Repair Options in Louisiana https://www.cashnetusa.com/blog/credit-repair-louisiana/ Thu, 18 Jul 2024 14:00:58 +0000 https://www.cashnetusa.com/blog/?p=17741 Rebuilding your credit score can seem daunting — but you’re already taking your first step. The process of rebuilding your credit can be difficult and long. But, with the right resources, knowledge and tools, you can kickstart your credit rebuilding journey and set yourself up for long-term financial success.

Here are some resources available to ...

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]]> Texas Credit Repair: Where To Go For Help https://www.cashnetusa.com/blog/credit-repair-texas/ Wed, 12 Jun 2024 14:00:46 +0000 https://www.cashnetusa.com/blog/?p=17702 Bad credit can hold you back — whether you’re looking for a new home, a new car or trying to qualify for a credit card to manage your finances. Building or repairing your credit can seem impossible, but with the right tools and resources, you can begin to establish a good credit history and get ...

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]]> 19 Resources To Help Build Credit in Tennessee https://www.cashnetusa.com/blog/credit-repair-tennessee/ Mon, 06 May 2024 10:00:39 +0000 https://www.cashnetusa.com/blog/?p=17654 A good credit score affects many parts of your life, from loan eligibility to housing. Whether you’re looking to establish credit or interested in repairing your existing credit score, there are resources in your state to help.

This guide covers some of the options available to Tennessee residents. In some cases, these resources are available ...

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]]> Can I Trade My Car in With Bad Credit? https://www.cashnetusa.com/blog/can-i-trade-my-car-in-with-bad-credit/ Wed, 09 Aug 2023 15:15:04 +0000 https://www.cashnetusa.com/blog/?p=17166 If you have poor credit, purchasing a car can be difficult. But trading in your current vehicle for a newer model can increase your chances of securing financing, subject to other circumstances like outstanding liens on the car.

In this blog post, we’ll explore the ins and outs of trading in a car with bad ...

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]]> How Long Does It Take To Repair Your Credit Score? https://www.cashnetusa.com/blog/how-long-does-it-take-to-repair-credit/ Wed, 26 Jul 2023 14:00:31 +0000 https://www.cashnetusa.com/blog/?p=17124 Your credit score is an important part of your overall financial health. A healthy credit score can help you qualify for loans, get approved for the best interest rates and even rent an apartment.

Unfortunately, missed payments and other financial setbacks can have a negative impact on your credit score. This may leave you wondering ...

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]]> Credit Utilization Ratio: What It Is and Why It’s Important https://www.cashnetusa.com/blog/credit-utilization-ratio/ Wed, 14 Jun 2023 14:00:35 +0000 https://www.cashnetusa.com/blog/?p=17099 Maintaining healthy credit takes more than making on-time payments. There are many other factors that go into calculating your FICO score. One of them is your credit utilization ratio. Your credit utilization ratio tells you how much credit you’re using. It’s a key factor that credit bureaus and lenders look at to help determine your ...

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]]> How Much Credit Card Debt Is Too Much? https://www.cashnetusa.com/blog/how-much-credit-card-debt-is-too-much/ Mon, 15 May 2023 15:15:24 +0000 https://www.cashnetusa.com/blog/?p=17045 If you feel overwhelmed by credit card debt, you’re not alone. The average American carries a credit card balance of $5,805, and this number has increased in recent years. As the statistics indicate, having some debt is normal. But this raises a question:

How much credit card debt is too much?

Between interest, fees and ...

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]]> How To Rebuild Credit: 10 Ways To Boost Your Financial Health https://www.cashnetusa.com/blog/how-to-rebuild-credit/ Fri, 06 Jan 2023 16:03:44 +0000 https://www.cashnetusa.com/blog/?p=16826 Life happens. Unplanned bills, expensive car repairs and job loss can all set you back financially. And this can lead to instability — and bad credit.

While rebuilding your credit will almost always take time, there are some things you can do that may produce faster results. And even if some steps don’t pay off ...

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]]> How To Get Out of Debt Faster: 5 Trusted Strategies Made Easy https://www.cashnetusa.com/blog/how-to-get-out-of-debt/ Thu, 29 Dec 2022 15:57:44 +0000 https://www.cashnetusa.com/blog/?p=16820 In one sense, the solution to getting out of debt is simple: pay it off. But that’s easier said than done. Way easier.

When you have limited income, finding the money to tackle debt is tough. And even when you do free up some extra cash, where do you put the money? Credit card debt? ...

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]]> Installment Loan vs. Payday Loan: Which Is Right for Me? https://www.cashnetusa.com/blog/installment-loan-vs-payday-loan/ Thu, 03 Nov 2022 18:02:48 +0000 https://www.cashnetusa.com/blog/?p=16709 If you’ve ever been in need of a short-term personal loan, you may have found yourself with two primary options: payday loans and installment loans. Every loan is a serious financial responsibility, so it’s important to understand the differences between the two and choose the best for your situation. Let’s look at how the two ...

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