Smarter Budgeting Archives - Neighborhood Trust Blog We’re here to help you get your finances on track. Check out our best budgeting, saving and personal credit resources. Wed, 31 Jul 2024 18:48:50 +0000 en-US hourly 1 https://wordpress.org/?v=6.6.1 https://www.cashnetusa.com/blog/wp-content/uploads/sites/2/2024/03/favicon-cf3fc3e49e7e8096134c7aa8e5089788.png Smarter Budgeting Archives - Neighborhood Trust Blog 32 32 The Most Affordable Places To Live in Louisiana: 7 Cities Ranked https://www.cashnetusa.com/blog/cheapest-places-to-live-in-louisiana/ Wed, 31 Jul 2024 14:00:58 +0000 https://www.cashnetusa.com/blog/?p=17748 Whether you’re a native Louisianan, thinking about relocating to the Bayou State, or just curious, you might have wondered about the affordability of Louisiana. Known for its vibrant culture, rich history, and unique cuisine, Louisiana offers an enticing blend of Southern charm and modern amenities. But how affordable is it to live in this diverse ...

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]]> What Can You Rent in Major U.S. Cities with the Average Salary https://www.cashnetusa.com/blog/average-rent-by-city/ Wed, 20 Sep 2023 14:00:11 +0000 https://www.cashnetusa.com/blog/?p=17192 For over 40 years, U.S. housing authorities have defined affordable housing as that which costs 30% or less of the inhabitant’s income. It’s a figure that experts still recommend.

But according to real estate insiders, finding a place that costs less than 30% may take a bit more work than it did just a few ...

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]]> How Much Credit Card Debt Is Too Much? https://www.cashnetusa.com/blog/how-much-credit-card-debt-is-too-much/ Mon, 15 May 2023 15:15:24 +0000 https://www.cashnetusa.com/blog/?p=17045 If you feel overwhelmed by credit card debt, you’re not alone. The average American carries a credit card balance of $5,805, and this number has increased in recent years. As the statistics indicate, having some debt is normal. But this raises a question:

How much credit card debt is too much?

Between interest, fees and ...

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]]> Can You Have Multiple Installment Loans? https://www.cashnetusa.com/blog/can-you-have-multiple-installment-loans/ Tue, 25 Apr 2023 15:00:12 +0000 https://www.cashnetusa.com/blog/?p=17038 Installment loans can help borrowers with everything from buying a home to covering personal expenses. Mortgages, auto loans and personal loans are all examples of installment loans. Each of them provides borrowers with a lump sum of money that they can pay back over time.

While it’s possible to have multiple installment loans, there are ...

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]]> How To Save Money: 13 Ways That Make It Easy https://www.cashnetusa.com/blog/easy-ways-save-money/ Wed, 22 Feb 2023 16:00:18 +0000 https://www.cashnetusa.com/blog/?p=13733 If your savings account is not as bountiful as you want it to be, you're not alone. In 2017, 57% of Americans reported having less than $1,000 in savings, with 39% of those people having nothing at all.7

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]]> Need Help Paying Bills: Where To Go for Assistance ASAP https://www.cashnetusa.com/blog/need-help-paying-bills/ Thu, 26 Jan 2023 16:00:34 +0000 https://www.cashnetusa.com/blog/?p=16876 Sometimes you find yourself behind. Maybe it was a surprise expense. Maybe a check fell through. Either way, the bills are due and you need help. 

So where do you go? 

If you need to cover your bills ASAP, don’t panic. There are a number of government programs that offer financial assistance for those eligible. ...

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]]> How To Rebuild Credit: 10 Ways To Boost Your Financial Health https://www.cashnetusa.com/blog/how-to-rebuild-credit/ Fri, 06 Jan 2023 16:03:44 +0000 https://www.cashnetusa.com/blog/?p=16826 Life happens. Unplanned bills, expensive car repairs and job loss can all set you back financially. And this can lead to instability — and bad credit.

While rebuilding your credit will almost always take time, there are some things you can do that may produce faster results. And even if some steps don’t pay off ...

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]]> How To Get Out of Debt Faster: 5 Trusted Strategies Made Easy https://www.cashnetusa.com/blog/how-to-get-out-of-debt/ Thu, 29 Dec 2022 15:57:44 +0000 https://www.cashnetusa.com/blog/?p=16820 In one sense, the solution to getting out of debt is simple: pay it off. But that’s easier said than done. Way easier.

When you have limited income, finding the money to tackle debt is tough. And even when you do free up some extra cash, where do you put the money? Credit card debt? ...

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]]> Should You Look for a New Job or a Side Hustle? https://www.cashnetusa.com/blog/new-job-or-side-hustle/ Wed, 20 Jul 2022 20:14:25 +0000 https://www.cashnetusa.com/blog/?p=16438 Do you frequently run out of money before payday? When you have access to fast cash, one-time shortages may not require a major lifestyle change. On the other hand, if you normally end up short on funds between paychecks, it may be time to look for a new income stream. These questions can help you ...

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]]> How to Avoid Bank Overdraft Fees https://www.cashnetusa.com/blog/how-to-avoid-bank-overdraft-fees/ Mon, 23 Nov 2020 20:38:48 +0000 https://www.cashnetusa.com/blog/?p=15671 What are the options when you need to make a purchase but your bank account is too low? If you use a debit card, you might have some sort of overdraft protection or automatic overdraft feature on your account. Bank overdrafts may be a convenient feature, but they typically come at a steep cost. Read ...

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