Payday Loan Alternatives in Dallas

Consider a CAB installment loan.

Neighborhood Trust arranges CAB installment loansup to $1,500*

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Head to our Rates & Terms page to learn more.

Same-Day Deposit Available

If approved before 1:30 p.m. CT Monday – Friday†

Instant Decision*

Receive an immediate decision

Quick Application

Apply online in minutes

How does a Dallas payday loan compare to a CAB installment loan?

Payday loans are not the only option for people who need cash fast in Dallas.

Neighborhood Trust ’s CAB installment loan is a short-term loan paid back in installments over a series of months. It can be a useful payday loan alternative for those who need a little more money than a payday loan, or a little longer time to repay.

Neighborhood Trust ’s CAB installment loan features a CAB fee rebate. You can repay your loan early with no penalty, and we may rebate a portion of your CAB fee! See your loan agreement for further details.

Neighborhood Trust ’s CAB Installment Loans vs. Dallas Payday Loans

Neighborhood Trust ’s CAB installment loan1
Funding amount
Up to $1,500*
CAB fee
Daily CAB fees ranging from $0.40 – $0.80 per $100 borrowed, plus 10% annual interest on the loan principal and CAB fees3
Repayment
Paid in installments bi-weekly or monthly over a series of months
Dallas payday loan2
Funding amount
$1,000
CAB fee
$25 – $30 per $100 borrowed, plus 10% interest on loan amount and CAB fees
Repayment
Paid in lump sum or installments over no more than four months

1Based on terms available to new customers. Actual terms may vary based on applicant's qualifications. For full product details, see Rates & Terms.

2Based on information from Consumer Affairs. Actual loan terms may vary based on applicant's qualifications.

3Visit our Texas Rates & Terms Page for additional disclosures and terms.

How do I apply for a CAB installment loan with Neighborhood Trust ?

  1. Apply online in minutes.

  2. Receive an instant lending decision.* If more information is needed, you may need to send in additional documents like paystubs or other proof of income.

  3. Apply early and receive funds as soon as the same business day,† if approved.

  4. Repay over your scheduled loan term. You are free to repay early at any time with no penalty.

Requirements to apply for a CAB online loan in Texas with Neighborhood Trust

You must meet the following requirements in order to be eligible for funding arranged by Neighborhood Trust

18 or older

Verifiable, steady source of income

Active checking account

U.S. citizen or permanent resident

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Learn more about payday loan alternatives in Dallas.

Online loans in Texas can come in many different forms. Learn more on our "Online Loans in Texas" page.

Neighborhood Trust operates as a Credit Access Business in Texas. That means we arrange loans between a person and a lender. Our online process allows people to apply for, receive and repay the money they need quickly and easily — all with one company.

Payday loans can provide much-needed funding to cover emergency expenses. But with high interest rates, they’re an expensive form of borrowing. That's why the city launched the Community Loan Center of Dallas in 2014.

The Community Loan Center of Dallas is a non-profit organization that offers alternatives to payday loans and title loans. For those who qualify, the center provides low-interest, low-fee personal loans of up to $1,000. To be eligible, you must work at a participating organization. You can apply online or in person at:

Community Loan Center (CLC) of Dallas
400 South Zang Boulevard
Suite 1220
Dallas, TX 75208

For those who don’t qualify, Neighborhood Trust 's CAB installment loan may be a good payday loan alternative.

Disclaimer - The named parties are not affiliates or agents of Neighborhood Trust We make no representations, warranties or guarantees about the information or services provided by the named parties.