Rebuilding your credit score can seem daunting — but you’re already taking your first step. The process of rebuilding your credit can be difficult and long. But, with the right resources, knowledge and tools, you can kickstart your credit rebuilding journey and set yourself up for long-term financial success.
Here are some resources available to Louisiana residents looking to build credit history or repair their credit.
Credit Repair Companies in Louisiana
Credit repair companies offer to quickly repair a customer’s personal credit by removing negative information from their credit reports. It’s often an expensive process and there is no guarantee that they will be able to help you improve your credit score. Keep in mind that you can contact the credit bureaus, like TransUnion, yourself to dispute inaccuracies and negative items.
Baton Rouge Credit Repair
7677 Andrea Drive
#48
Baton Rouge, LA 70809
Credit Repair New Orleans
939 Girod Street
#160
New Orleans, LA 70113
Kredit Fairy Financial Solutions LLC
333 Texas Street
Suite 1300
Shreveport, LA 71101
Organizations That Can Help You Learn About Personal Finance
United Way of Southeast Louisiana, The Prosperity Center
2401 Canal Street
New Orleans, LA 70119
United Way offers personal financial education, coaching, counseling and more in locations across Louisiana including the Jefferson, Orleans, Plaquemines, St. Bernard, St. Tammany, Tangipahoa and Washington parishes.
HOPE Ministries of Baton Rouge
4643 Winbourne Avenue
Baton Rouge, LA 70805
HOPE Ministries offers a variety of programs for individuals looking for help with financial stability, employment, housing and more.
Money Management International
333 Texas St
Suite 1300
Shreveport, LA 71101
Money Management International offers free financial literacy resources and has a number of different locations including Shreveport, Baton Rouge and New Orleans.
Social Services You Can Contact for Emergency Help
There are a number of different programs available to Louisiana residents that can help with things like food, rent, utilities and more while you work to rebuild your credit. If you’re in need of assistance, programs like these can help.
232-HELP
1005 Jefferson Street
Lafayette, LA 70501
232-HELP offers an online database of different assistance programs for Louisianans. You can also visit their office or call.
Volunteers of America, South Central Louisiana
7389 Florida Blvd., Suite 101A
Baton Rouge, LA 70806
Volunteers of America offers health, housing and human services to residents in Southern Central Louisiana.
Housing
East Baton Rouge Parish Housing Authority
4731 North Boulevard
Baton Rouge, LA 70806
Hammond Housing Authority
3010 Old Baton Rouge Highway
Hammond, LA 70403
Shreveport Housing Authority
2500 Line Avenue
Shreveport, LA 71104
Lafayette Housing Authority
115 Kattie Drive
Lafayette, LA 70501
Alexandria Housing Authority
2558 Loblolly Lane
Alexandria, LA 71303
Lake Charles Housing Authority
800 Bilbo Street
Lake Charles, LA 70601
Food banks
Feeding Louisiana
7909 Wrenwood Boulevard
Suite C
Baton Rouge, LA 70809
Food Bank of Northwest Louisiana
285 Mt. Zion Road
Shreveport, LA 71106
Food Bank of Northeast Louisiana
4600 Central Avenue
Monroe, LA 71203
The Food Bank of Central Louisiana
3223 Baldwin Ave.
Alexandria, LA 71301
Emergency Borrowing Options
Having access to money in an emergency can make all the difference. You may need to cover the cost of car repairs to get back on the road for work, or you may need to fix a broken AC to ensure you and your family are safe and comfortable. There are emergency borrowing options available to residents — whether you’re in New Orleans, Shreveport, Baton Rouge or anywhere else in Louisiana.
DISCLAIMER: The named entities are not affiliates or agents of Neighborhood Trust We make no recommendations, warranties or representations about the information or services provided by any unaffiliated entity named herein. This content is for informational purposes only. Neighborhood Trust and its affiliates do not provide financial, legal, investment or tax advice.